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Workers Compensation: Employees
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The Federal Employment Compensation Act provides workers compensation for non-military, federal employees. Many of its provisions are typical of most worker compensation laws. Awards are limited to "disability or death" sustained while in the performance of the employee's duties but not caused willfully by the employee or by intoxication. The act covers medical expenses due to the disability and may require the employee to undergo job retraining. A disabled employee receives two thirds of his or her normal monthly salary during the disability and may receive more for permanent physical injuries, or if he or she has dependents. The act provides compensation for survivors of employees who are killed.
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Workers' compensation laws were enacted to reduce the need for litigation, and to mitigate the requirement that injured workers prove their injuries were their employer's "fault". The first state law was passed in Maryland in 1902, and the first law covering federal employees was passed in 1906. By 1949, all states had enacted some kind of workers' compensation regime.
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Workers' Compensation is a benefit provided to all City of Lakeland employees. All job related injuries or accidents, must be reported to the employee's supervisor immediately. The procedures for such reporting are specified in the City's Risk Management Manual. Failure to do so may jeopardize treatment or compensation at a later date. Workers' Compensation covers all authorized medical costs, which are paid in full.
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The Workers' Compensation Unit administers the Commonwealth's workers' compensation program for injured state employees. The Unit consists of several sections to accomplish this task; claims adjusting, utilization review, rehabilitation, independent medical examinations, investigations, medical bill processing and operations. The Unit renders all claims decisions in accordance with MGL c 152. The sections are described in detail below:
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Reducing Costs: Workers compensation system costs are rarely static. Reforms are implemented and then over time one or more elements in these multifaceted systems get out of balance. Soon employers and legislators complain that the cost of coverage is hurting the state’s economy by reducing its ability to compete with other states for new job-producing opportunities.
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The Workers' Compensation Division contracts with a third party administrator for the processing of state employees' workers' compensation claims and with a managed care organization for provider network and managed care services. The Division's staff monitors the work done by these companies and acts as a liaison between the employee and the third party administrator.
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