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Unemployment Benefits: Insurance
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Either an applicant for benefits or an employer can appeal Unemployment Insurance decisions The first level of appeal is to ask for a hearing before a Hearings Examiner. The appeal must be received in writing by the Unemployment Office within 15 days of the date on the decision.
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Unemployment insurance benefits provide income to individuals who have lost work through no fault of their own. The benefits are intended to partially offset the loss of wages while an unemployed worker searches for suitable work, or until his employer can recall him to work.
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The maximum unemployment benefit is (as of July 2007) SEK 680 per day (SEK 14,960 per month). During the first 200 days the unemployed will receive 80 % of his or her normal income during the last 12 months. From day 201-300 this goes down to 70 % and from day 301-450 the insurance covers 65 % of the normal income (only available for parents to children under the age of 18). In Sweden tax is paid on unemployment benefits, so the unemployed will get a maximum of about SEK 10,000 per month during the first 100 days (depending on the municipality tax rate). In other currencies this means a maximum of approximately £730, $1,500, or €1,100, each month after tax. Private insurance is ... available, mainly through professional organizations, to provide income related compensation that otherwise exceeds the ceiling of the scheme.
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Saudi Arabia currently does not pay unemployment benefits to workers who are dismissed. Saudis are unable to access their social security deductions from the General Organization of Social Insurance until they have completed 10 years of work. Early retirement, on the other hand, is available for citizens working in the public sector.
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The problem of unemployment has been primarily faced with governmental benefits, in the form of cash transfers based on contributions (indennità di disoccupazione). To obtain up to 40% of the previous wages (for a maximum of around 1000 € monthly in 2007) for up to seven months, a worker must have been previously employed and enrolled for the insurance, and depositing contributions for at least 52 weeks in two years. The high unemployment rates that Italy faced in the 1980s made unemployment benefits the fastest growing component of social security spending, and contributed to the rise of the Italian public debt[2].
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Unemployment Insurance (officially known as Employment Insurance) is a benefit that provides an allowance to an unemployed worker for general living expenses while seeking stable employment. Enrollment requires that you work for 20 hours or more per week.
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