LYCOS RETRIEVER 
Structured Settlements: Companies
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Structured Settlements and Periodic Payment Judgments includes up to date case law and statutory developments. In addition, this unique work provides numerous sample forms including interrogatories, document requests, jury verdict forms, offer letters, settlement forms, an attorney fee agreement, as well as ratings for life insurance companies and lists of companies which provide periodic payments.
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Structured Settlements and Periodic Payment Judgments brings you the historical underpinnings, latest case law and statutory developments. It ... provides numerous sample forms, including settlement forms, jury verdict forms, privacy waivers, offer letters, interrogatories, document requests and an attorney fee agreement, as well as ratings for life insurance companies and lists of companies that provide periodic payments.
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Structured settlements are offered by individuals or companies when they wish for an out-of-court settlement for an issue. Structured settlement companies offer their services for managing the payouts for an individual. The payouts can be of substantial amount and can last for several years.
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Structured settlements are virtually risk-free and are funded through highly rated multi-billion dollar life insurance companies. We’ll provide you with illustrations showing the cost to purchase the structure, the estimated payout over the lifetime of the individual, and the guaranteed payout.
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Most structured settlements are funded by a purchase of a single-premium annuity from a life insurance company by the defendant or its insurer. Annuities that pay fixed amounts over a life time or a certain period of time are the most common method of funding the settlement. The annuity premium is paid directly to the life insurance company issuing the annuity contract. Another alternative available for funding a settlement is a trust fund, which invests only in U.S. Treasury Obligations (Bonds).
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Along with benefits, there are some disadvantages to liquidate structured settlements. Settlement companies don't work for free. They stand to make a profit in the sale of a settlement structured so there are fees attached. In addition, the sale must not only meet federal and state laws, it ... has to be approved by the courts. Therefore, there is a chance that the sale could be denied. Another disadvantage is that there are companies out there that will try to steal the settlement and disappear.
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