LYCOS RETRIEVER 
Refinancing: Interest
built 648 days ago
When a corporation anticipates an advantageous interest rate climate, it then analyzes the cash flows associated with the refinancing. Calculating the present value of all the cash outflows and the interest savings assists in comparing refinancing alternatives that have different maturity dates and capitalization schemes.
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When you refinance at a lower interest rate, you usually pay refinancing costs including points, fees, and other costs. This calculator will tell you if the amount you save in interest will exceed these refinancing costs.
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If you do not plan to live in your current residence much longer, refinancing may not be an advantage because there are closing cost involved. You must decide if you will be staying long enough to recoup the cost and reap the benefit of a lower interest rate.
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Does your currentcar loan have a higher interest rate than you'd like?Take a minute to applyfor a refinancing loanwith Capital One Auto Finance®, and find outif you qualify for a lower rate. There's no obligation—and you could save thousands over the life of your loan.
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