LYCOS RETRIEVER 
Masturbation: Partners
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Masturbation involving both a man and a woman (see mutual masturbation) can result in pregnancy only if semen contacts the vulva. Masturbation with a partner can ... theoretically result in transmission of sexually transmitted diseases by contact with bodily fluids.
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Masturbation often goes unresolved for many years, perhaps as a "secret sin," until the desperate sufferer gets up the courage to share with a fellow-Christian or a pastor. Many married men admit to masturbating surprisingly often, even when they ... claim to be enjoying a happy marriage and normal sex life with their partners.
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Other myths include that which compels many women to hide their masturbation from their partners. Masturbation is a supplement to intercourse, not necessarily a replacement, in many healthy sexual relationships. Reassuring your partner of this can prevent possible feelings of rejection and inadequacy. It might be intimidating at first, but allowing your partner to watch you masturbate can be a very powerful and empowering step. Showing them or being able to tell them what you like will help both of you get the most out of your sex life.
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In actual fact, masturbation is virtually always closely connected with lustful thought life. Pornography is everywhere in today's society, suggestive TV programs and films laced liberally with sexual promiscuity and implicit sex can only be avoided with difficulty. Advertisements and a spirit of sensuality barrage the mind constantly in today's sexually permissive society severely aggravating the problem of gaining and maintaining purity and personal holiness as a Christian. Many individuals who masturbate will admit that they use pornography, photographs or sexually suggestive stories to heighten the pleasure and vicarious enjoyment of sex. All of these are, in reality, forms of idolatry involving the worship of another person, the worship of sex itself, or the worship of an "image,"--rather than God. An individual whose life is centered around fantasies is not likely to do well when attempting to relate with a real flesh-and-blood marriage partner and the demands of adult life and godliness.
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Some adolescent heterosexual couples practice mutual masturbation where the partners masturbate each other. This should be a very low risk for sexually transmitted infections. Theoretically, it may be possible to transfer genital herpes or genital warts by mutual masturbation. However, there is no risk for sexually transmitted disease if you practice masturbation on yourself. Studies have shown that about one third of adolescent virgins, both males and females, have engaged in some form of heterosexual genital sexual activity in the past year. These activities are primarily masturbation with a partner.
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[B]oth from the standpoint of avoiding unwanted pregnancy and that of avoiding sexually transmitted diseases, masturbation is the safest of sexual practices. Solitary masturbation carries no risk of pregnancy or sexually transmitted diseases. Masturbation with a partner (heterosexual) can result in pregnancy only if semen contacts the vulva. Masturbation with a partner (of any sex) can theoretically result in transmission of sexually transmitted disease by contact with semen or female sexual fluids, and such contact should be avoided with any partner whose disease-negative statues you aren't sure of. Objects inserted into the vagina or anus should be clean and of a kind that will not scratch or break, and care should be taken not to fully insert anything into the anus, as retrieval can require a visit to the emergency room.
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