LYCOS RETRIEVER 
Loans: People
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CHICAGO, Sept. 17 /PRNewswire/ -- Chicago and Los Angeles followed by Riverside County metro areas lead the nation in high-cost loans, which have become a troubling and persisting trend in communities around the country. These loans often affect people across race and community lines and have a disproportionate impact on African Americans and Latinos.
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This significant increase in mobilizing funds directly impacted the number of poor people receiving its loans, banking and insurance services. At year-end, Opportunity International was helping more than eight million poor, including the children, family members and employees of its clients.
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Credit unions have always made small loans to meet immediate needs. And people who have come to credit unions seeking payday alternatives often discover that they don't need a payday loan if they use one of credit unions' other loan products."
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