LYCOS RETRIEVER 
Insurance: Life Insurance
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Insurance transfers and allocates risks from the person taking the policy or "the insured" to the insurance company or "insurer." An insurance policy is a special agreement between the insurer and the insured. To be enforceable, the insurance policy must meet all of the usual requirements of a contract and, in addition, the insured must have an "insurable interest" in the subject matter being insured, such as property, life, and health. Businesses usually carry basic property insurance and commercial liability policies. But they may ... carry fidelity insurance, business interruption insurance, and directors and officersÂ’ liability insurance. Please read on to find an insurance attorney, insurance lawyer, or to learn more about insurance law.
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Insurance plays a central role in the functioning of modern economies. Life insurance offers protection against the economic impact of an untimely death; health insurance covers the sometimes extraordinary costs of medical care; and bank deposits are insured by the federal government. In each case a small premium is paid by the insured to receive benefits should an unlikely but high-cost event occur.
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NEWARK, N.J. — Prudential Financial, Inc. was named the World's Most Admired company in the "Insurance: Life, Health category" of FORTUNE's 2008 annual World's Most Admired Companies(R) list. The ranking will appear in the March 17, 2008 International Edition of FORTUNE.
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In New York, the contracts are issued by Sun Life Insurance and Annuity Company of New York (New York, NY). All guarantees are based on the claims-paying ability of the issuing company.
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