LYCOS RETRIEVER 
Health Insurance Provider: Employees
built 629 days ago
A study by America's Health Insurance Plans revealed that approximately 12 percent of applicants are denied coverage because of preexisting medical conditions (Employer Health Benefits 2004 Annual Survey Kaiser—Kaiser Family Foundation and the Health Research and Educational Trust). Each individual insurer sets the guidelines under which it will approve an applicant. However, if an individual does not qualify for coverage, in most states, he/she may be eligible for guaranteed coverage under HIPAA or state-run pools.
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Most adults already have health insurance, perhaps through their employer or a government program. If you do not have this insurance, the Commonwealth Health Connector can help you or your employer to find the right health plan. The Health Connector has new health insurance choices for you and your family. These plans carry the state’s Seal of Approval for quality and affordability. You may ... purchase plans through approved Massachusetts health insurance carriers. To learn more, or to purchase a plan, visit www.mahealthconnector.org.
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According to the 2005–2006 Benefits Report, part of the annual TASB/TASA series Salaries and Benefits in Texas Public Schools, 67 percent of school employees actually work in districts that don’t offer TRS health insurance. Many of these districts were not eligible to participate in TRS ActiveCare when it started on September 1, 2002. Since then, TRS has opened the program up, allowing all school districts to participate. More and more districts are doing just that. It’s a trend that appears to be here to stay.
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The people who purchase catastrophic health insurance tend to fall into two groups. Those are young adults who are in their twenties as ... adults between the ages of 50 to 65. Young adults those who are purchasing this coverage are either normally self-employed or their employers do not give them coverage. In case of older adults, they are more concerned regarding financial losses that might arise from heart attacks, cancer and other categories of serious ailments. They seem to be generally healthy, have few or no prescription drugs, and would be paying out-of-pocket for office visits in order to save on their premiums. High-deductible health insurance can be taken as an individual plan as also through an employer under a group plan.
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Eligible state, local education and local government employees may enroll in health coverage through the state group insurance program. Available options include the Preferred Provider Organization (PPO) which is available statewide, a Point of Service (POS) ... available statewide or a Health Maintenance Organization (HMO) if available in your service area. There are specific guidelines regarding the time frame in which you and your eligible dependents must enroll. Please see the Insurance Handbook for specific information regarding eligibility and enrollment. To review a comparison of some common benefit categories for the healthcare options, please see the Medical Options Comparison. For specific information about benefits, refer to the appropriate Member Handbook and Provider Directory.
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Aetna Health Insurance offers products to control increasing employee benefits costs while continually trying to improve the quality of case management, chronic disease management and patient safety. Aetna integrates medical, pharmaceutical, dental, and behavioral health information to lower costs and increase efficiency.
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