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Group Health Insurance: Employees
built 262 days ago
Oak Hill Financial Insurance Agency offers group health insurance, other employee benefits, benefits administration, and property and casualty insurance. Oak Hill Title Agency is a limited liability company that provides title services for commercial and residential real estate transactions. Oak Hill Banks Community Development Corp. provides special financing and financial counseling targeted to stimulating economic development and job creation in 12 low and moderate income counties in southern Ohio. Oak Hill Financial Services, Inc. offers financial planning and brokerage services to individuals and businesses.
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Senator Ensign is ... working to provide greater access to health insurance through Small Business Health Plans which would allow business and trade associations to join together and offer affordable group health insurance to working families. Small businesses would be able to negotiate for the benefits they want at the prices they can afford, providing them with the same leverage that larger companies have had for years. Small businesses could finally afford to offer health insurance to their employees, greatly reducing the number of uninsured people across the country.
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There are often many concerns when trying to choose the right group health insurance policy for your business. It seems like the more employees you have the harder it would be. However, sometimes the opposite is true. In either case, you are making a decision for a group of people that will affect how they handle their health care. This is not a decision most people take lightly, nor should they. One of the first things you should consider is the population of workers you have.
An HMO or Health Maintenance Organization is one of the most affordable group health insurance options available. Your employees must go to doctors within the network and choose a primary care physician, but HMO networks typically include thousands of healthcare professionals in your state.
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Small business health insurance plans diversify the financial risk amongst members of the group and lower costs. You can ... get better coverage for your employees. They have become an essential part of your business plan due to rising healthcare costs. Do buy a plan that meets the needs of your company and the employees.
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American Public Media's "Marketplace" examined how small businesses are dealing with rapidly rising employee health insurance costs. "Marketplace" profiled Lincoln Precision Machining, a Massachusetts company with about 20 employees that has seen health insurance premiums for each worker increase from $460 per month in 1999 to nearly $1,500 per month today. The company used to pay the entire premium but now requires workers to pay about $300 per month.
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