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Floods: Damages
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Floods are natural phenomena, which have helped to shape natural landscapes, habitats and ecosystems in floodplains, wetlands and other lowlands. They are impossible to prevent altogether, although measures may be taken to reduce their frequency and the damage they cause.
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Floods cost the poor much in terms of days of lost employment, damage to houses and property, loss of livestock, and destruction of crops. The poor ... pay dearly in terms of ill health, and sometimes loss of life.
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Volcanoes surprisingly ... cause floods. They are produced by the melting of ice and snow during ice-clad volcanic eruptions and by heavy rains that may associate with eruptions. This is a type of flood that can be large and occur suddenly. If the rivers are already high due to snowmelt or rainfall, the floods can be greater than normal. (Miller) Smaller historical meltwater floods caused by volcanic heating have occurred in Iceland and Ecuador. (Nuhfer, Proctor, and Moser) Floods that are eruption-caused can be more damaging than others can because they contain a large amount of sediment.
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Two floods in the last two years did major damage in New Hampshire. Some victims have recovered on their own; some rebuilt with the help of government aid or private charity. Others still struggle. Their stories are told in a series of interviews by UnionLeader.com reporter Pat Grossmith.
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There is enormous scope in Asia to make houses less vulnerable to floods, to provide shelters from both storm surges and unusually deep floods, and to establish a network of evacuation roads for people and livestock. There is ... potential to develop effective and affordable flood damage insurance for crops and property that can be financed entirely from beneficiary contributions.
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The House will debate the Flood Insurance Reform and Modernization Act of 2007, intended to restore the financial solvency of the national flood insurance program and make available multiperil coverage for damage resulting from windstorms and floods. The bill costs the average U.S. family about $22.
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