LYCOS RETRIEVER 
Equifax
built 618 days ago
Equifax Inc. is a global leader in turning information into intelligence. For businesses, Equifax provides faster and easier ways to find, approve and market to the appropriate customers. For consumers, Equifax offers easier, instantaneous ways to buy products or services and better insight into and management of their personal credit. Equifax. Information that Empowers.
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Equifax is the oldest of the three main credit monitoring agencies in the United States, including TransUnion and Experian. It has been in business since 1899 and its services have expanded over the years to meet the changing needs of its clientele. Today it offers credit monitoring services to 13 countries around the globe, employs over 4,600 people and generates annual revenues of $1.4 billion.
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E[Q]uifax has an IBM mainframe, DEC VAXes, and IBM RISC 6000s. It is adding PCs as it moves to a client-server environment. Languages used include Assembler, COBOL, Natural, C, and C++. Additional software used includes Adabas, DB2, and ORACLE database management systems, PowerBuilder, and CASE tools.
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As one of the main keepers of financial information, Equifax ... has knowledge of every type of activity that has gone into collections such as unpaid medical bills. It also maintains information associated with tax liens including state and federal liens. It has on record the name of every company that has made a recent inquiry into your credit file. It knows whether you’ve declared bankruptcy and it may even know if you’ve defaulted on any financial obligations.
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Having already moved into check verification and credit card processing in the early 1990s, Equifax diversified again in 1992 through the acquisition of Health Economics Corporation, which moved the company into the field of healthcare information. By 1994 Equifax had acquired three more healthcare information firms, giving it a substantial presence in claims processing. With the 1993 acquisition of Integratec Inc., Equifax gained a leading provider of debt collection and other back-office services for credit card issuers and other lenders. In 1994 the company ... greatly expanded its international operations through acquisitions and joint ventures, gaining a presence in 12 countries, including Argentina, Chile, Spain, the United Kingdom, and Australia. That year also saw Equifax introduce a record 25 new products. This heightened activity was fueled by the 1993 decision to subcontract the running of Equifax's computer operation to IBM, a move that freed Equifax's large technical staff to develop new ways of packaging the company's data in consultation with its customers.
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Equifax Inc. (Equifax) collects, organizes and manages numerous types of credit, financial, public record, demographic and marketing information regarding individuals and businesses. The databases contain information on more than 400 million consumers and businesses worldwide. The original data is compiled and processed utilizing the Company's software and systems, and distributed to customers. The products and services include consumer credit information, information database management, marketing information, business credit information, decisioning and analytical tools and identity verification services. The Company operates in three segments: North America, Europe and Latin America. It is operational in 13 countries: North America (the United States, Canada and Costa Rica), Europe (the United Kingdom, Ireland, Spain and Portugal) and Latin America (Brazil, Argentina, Chile, El Salvador, Peru and Uruguay).
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Equifax