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Equifax: Consumers
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Beginning in 1999, Equifax began offering products that help people monitor their credit history, including alerting consumers to the possibility of their being a victim of credit fraud or identity theft. Equifax, and other credit monitoring agencies are required by law to provide US citizens with one free credit file disclosure every 12 months, which may be requested on-line at Annualcreditreport.com. Equifax ... sells online reports and a subscription services for credit monitoring.
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ATLANTA, Oct. 24 /PRNewswire-FirstCall/ -- Equifax Inc. announced today that it will offer consumers nationwide the option to freeze and unfreeze their credit files beginning on October 31, 2007. Equifax's voluntary security freeze procedures will be offered in 11 states and Puerto Rico, where there are no security freeze laws in place. For consumers in the 39 other states, Equifax will continue to offer consumers credit freeze opportunities afforded to them under the rules set by those states.
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In addition to these updates, Equifax has added bilingual capabilities to its eIDverifier authentication offering. The solution now generates questions and corresponding multiple choice answers in Spanish as well as English, giving consumers the option to authenticate in either language.
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Credit bureau reporting and other options: In addition to purchasing packages of collection letters, clients can elect to have OldDebts.com report consumer debtors to the Equifax, Experian and TransUnion credit bureaus for $3 per package. Old Debts.com can ... make courtesy reminder calls to debtors shortly after the second collection letter is sent ($12 per package); automatically forward letters to a new address if the debtor has moved ($1 per package); and order consumer credit reports that can assist in difficult debt collections ($15 per package).
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