LYCOS RETRIEVER 
Discover Credit Card
built 819 days ago
Studies have shown that people these days are more likely to opt for home loans rather than spending on their credit cards. Although debt is constantly on the rise, it is thought that credit card borrowing dropped during 2006.... more
Source:
When you get your first credit card, it can be very tempting to go on a spending spree buying all sorts of new things that you weren’t able to before. It’s difficult, but you must resist that temptation and use your credit wisely. But how to use it wisely? It’s not difficult - it just takes a little planning.
Source:
If you've been getting dozens of credit card offers in the mail every week, you have probably noticed that those cards come with very high charges. Some mail offers include start-up fees, participation fees, annual fees, and more, to the extent that having the card can cost up to $300 to get and hundreds to keep each year. Getting your card online makes a lot more sense, costing far less and coming with better features.
Source:
Millions of consumers who carry a balance or who don't pay their bills on time are now being hit with higher rates on their credit cards. The largest increases affect those with cards that have variable, or floating, rates that inch up with short-term interest rates.
Source:
Knowing your credit ranking is crucial when it comes to credit card applications. You have to avoid disapproved applications because too many failed attempt can affect your credir score badly. Not sure about your credit score? Use one of online services below. Depending on the result choose between the offers. Apply for a platinum credit card if your credit rank is good or excellent.
Source:
Making the deal sweeter, Sears estimates it will receive $200 million annually from Citigroup in performance payments for opening new accounts and generating sales paid for with those in-house credit cards. Nor will Citigroup charge Sears for short-term, 0% finance offers. That will save Sears' retail operation approximately $200 million annually, since the credit division now charges the retail unit for those consumer promotions and incentives. Combined, the performance payments and finance savings will net retail operations at least $260 million annually after taxes, predicts Joseph Grabowski, an analyst at Strong Capital Management.
Source:
MORE ABOUT
Discover Credit Card