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Disability Claim: Social Security
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In order to establish a claim for Social Security Disability it is necessary to establish proof of your medical disability. Remember, the Social Security Administration is focused on function, not on diagnosis.
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ERISA is a federal insurance mandate that governs your disability claim as an employee. Known as the Employee Retirement Income Security Act (of 1974), ERISA was put in place to oversee most group disability insurance plans held by American companies. ERISA law was intended to ensure that employees get paid for their disability claims and that companies' management tactics be transparent.
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Six out of ten initial claims for Social Security disability programs such as SSDI (Social Security Disability Income) and SSI (Supplemental Security Income) are denied. The most likely reason for such a high percentage of claims being rejected is that applicants do not provide enough information on their initial application. It's been stated by at least one former claims examiner that they have denied claims that they felt were valid because the applicant did not give them complete enough evidence of the disability.
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Every year an increasing number of social security disability claim applicants have been observe by the Social security Administration. To add, the most recent statistics shows that around one third (1/3) of the United States workforce who begin their employment at twenty years old is most likely to obtain disability before they reach the age of retirement.
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No fee is collected if you're social security disability claim is not won, and fees are only collected on the back end. Lawyers receive 25% of the back benefits up to a certain amount which has been set by law.
According to this year's review, more than 500,000 individuals received long-term disability insurance payments from CDA member companies in 2006, resulting in claims payments in excess of $7.2 billion -- a 7.5 percent increase in payments made in 2005. Coupled with these private payouts, the Social Security Disability Insurance program paid 6.8 million disabled workers a total of $79.9 billion in 2006 -- an 8.7 percent increase over payments made in 2005 and 105 percent more than the $39 billion provided in payments to SSDI program beneficiaries 10 years ago.
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