LYCOS RETRIEVER 
Credit Union
built 658 days ago
Brunner, an AA Credit Union member since January 2000, was thrilled to hear the exciting news in a telephone call from John M. Tippets, CEO, AA -- Credit Union. Brunner will celebrate her 12th anniversary as an American Airlines employee this year and is currently employed as a Customer Service Instructor at Flagship University in Fort Worth, Texas. Brunner was taking a break from teaching class when she received the call from Tippets.
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A demographic survey by the Credit Union National Association showed that the average household income of credit union members is 20 percent higher than nonmembers — $55,120 versus $45,790. Credit union members are ... more likely to own a home, be employed full time and have a college degree than nonmembers. Where is their commitment to low- to moderate income communities that banks must demonstrate to regulators through the requirements set forth in the Community Reinvestment Act (CRA)?
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The first credit union in North America, the Caisse populaire de Lévis in Quebec, Canada, began operations on Jan. 23rd, 1901 with a ten cent deposit. Founder Alphonse Desjardins, a reporter in the Canadian parliament, was moved to take up his mission in 1897 when he learned of a Montrealer who had been ordered by the court to pay nearly $5,000 in interest on a loan of $150 from a moneylender. Drawing extensively on European precedents, Desjardins developed a unique parish-based model for Quebec: the caisse populaire.
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In Massachusetts, large credit unions are seeking the ability to accept state and municipal deposits. Why should large credit unions benefit from business from the state and local municipalities when they pay no corporate income taxes to support those governments?
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By the time of Raiffeisen's death in 1888 credit unions had spread to Italy, France, the Netherlands, England and Austria, among other nations. The Raiffeisen name is still used by Raiffeisenbank, the largest banking group in Austria (with subsidiaries throughout Central and Eastern Europe), Rabobank (Netherlands) and similarly-named agricultural credit unions in Germany.
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Usually there's one person at the public relations firm who is designated as the credit union's account manager. But when you hire the agency to work for you, you're not just getting one person.
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