LYCOS RETRIEVER 
Credit Card Fraud: Accounts
built 659 days ago
More generally some “red herrings” that typically colour credit-card policy discussions were more or less laid to rest. One contention, that retailers themselves should surcharge or discourage credit transactions, is now conceded to be an unlikely expectation. Similarly, lingering issues of regulatory equity schemes, such as American Express and Diners Club, operating without interchange fees may be better addressed by taxing as personal income flyer-point rewards left in the hands of employees that accrue from spending on business accounts.
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If you have Internet access, consider using a credit card issued by a bank that allows you to access your account online. You can monitor your account online for unauthorized charges between statements.
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You should ... keep a list of all your credit cards and account information along with the card issuer's contact information. If anything looks suspicious or you lose your credit card(s) you should contact the card issuer immediately.
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Phishing is one of the most dangerous forms of credit card fraud that consumers may face. Phishing scams, a clever and subtle way of gathering your personal information, involve falsified emails or phone calls that appear to be coming from legitimate companies or organizations but actually are thieves trying to collect your account information.
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If you pay by check, don't allow salesclerks to record your credit card account number. However, they are allowed to see your card and record the type(VISA, Mastercard, etc.) and the name of the issuer.
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Remember that cardholders can contest any fraudulent charge and get immediate credit back to their account. If you thnk the bank or the processor absorb that loss - think again. The on line merchant eats those costs AND looses the product or service AND gets a charge back fee levied.
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