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College Grants: Federal College Grants
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Pell Grants are a common example. Pell Grants come from federal funds and are awarded to individuals who are pursuing Bachelor's or graduate degrees. They can provide as much as $4,000 of assistance and they can be used for both part- and full-time schooling. Although reforms to the No Child Left Behind program may cut future Pell Grant funding, a number of other grants exist, making it worthwhile to explore avenues for federal aid.
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The burden of financing your community college education can be eased slightly by the various Grants that are offered by the Federal Government. Unlike loans, grants do not have to be repaid once you have completed your community college education. Grant money is, essentially, free money. It can be used to cover tuition costs, books, and other school-related expenses. Navigating through the federal Grant world can be time-consuming, but it is well worth it as an investment in your education and your future.
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Grants are awards at the federal, state or college level and are always based on financial need. They result in automatic reductions to your tuition bill and do not require repayment of any kind.
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Cost Effective College can help you find a grant that matches your financial need. The biggest, and often the most changeable college grant is the need-based Federal Pell Grant which remains at $4,050 for the 2006-2007 school year. The Pell Grant is determined by a student's Expected Family Contribution (EFC) and available to undergraduate students or those enrolled in post baccalaureate courses required for teacher certification. Those eligible for the Pell may qualify for a loan that becomes a grant! That's the best there is.
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Many students go straight to the government to find college grants. Because submitting a FAFSA kills a few birds with one stone—a student can find grants, loans, and federal work study with one form—it makes sense that government grants are popular. But a college grant search does not need to stop at the gates to the white house. Colleges, universities, organizations and personal providers offer numerous grant opportunities for both undergraduates and graduates. Scholarships.com can help you find them.
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Federal Pell Grants - Provide direct grant assistance to students with demonstrated financial need. Students apply directly to the Pell Grant program by completing the Free Application for Federal Student Aid (FAFSA). Awards currently range from $400 to $4,050 and do not have to be repaid.
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Federal College Grants