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Cards: Gift Cards
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-- The AT&T Universal Savings and Rewards Card offers points for non-AT&T purchases through Citi's ThankYou Rewards Network, a free rewards program featuring a variety of merchandise, travel and gift cards at leading retailers and restaurants. Cardmembers get one ThankYou Point for every dollar spent on non-AT&T products and services up to 50,000 points a year. A 12-month introductory promotion offers a 0 percent APR on balance transfers. Calling benefits include two free directory assistance calls each month, up to 30 prepaid phone minutes each month and free mobile phone insurance.
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If you’re like many Americans, you get enough unsolicited offers for credit cards in the mail each day to wallpaper the White House. And forget about e-mail solicitations – hopefully, you’ve figured out how to automatically delete spam and bulk mail, or else you’re spending 75% of your time online discarding yet more unsought invitations from credit card companies. Yet, if you’re an average American, you possess four credit cards. Faced with so many options, how do you know which credit cards are best for you? Do you want a charge card, credit cards, or a debit card? Frequent flier miles, gift certificates, or cash back?
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The growing use of gift cards has increased the importance of the post-holiday period when consumers begin to redeem them. Many, reports Deloitte, never redeem them. According to the firm's Holiday Mood Survey, half of respondents have unredeemed cards and some have cards that have gone unredeemed for five or more years.
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Little Caesars gift cards, available now at most locations, will replace traditional paper gift certificates with the convenience of a pre-paid card. Consumers can purchase the gift cards in any increment at participating Little Caesars stores. The unused balance will remain on the card, and there is no expiration date. In addition, there are no service fees.
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The new AT&T Universal Savings Platinum Card and the AT&T Universal Savings and Rewards Card are the only credit cards available to customers that offer such savings on AT&T purchases. In addition to several other benefits available to AT&T Universal Card members, AT&T Universal Savings and Rewards Card members ... earn and redeem points through Citi's ThankYou(R) Rewards Network, a free rewards program featuring a variety of merchandise, travel and gift cards at leading retailers and restaurants.
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Gift cards allow consumers the convenience and choice in selecting gifts, but what they don’t realize is the additional revenue generated by retailers. One in five consumers spend more than the face value of the gift card. While a gift card has a designated amount to spend, once in the store, consumers are likely to spend more.
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