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California Health Insurance: Groups
built 614 days ago
Many employers do not have the financial resources to offer group health insurance to their employees. Approximately one half of the Texas workforce does not have access to health insurance through their employer.
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Among your choices, you'll find that the health insurance marketplace in California offers many of the same plans as the group market, including HMOs, PPOs, point-of-service plans, and traditional fee-for-service arrangements. Your budget, physician preferences, flexibility and benefit requirements will all have a hand in deciding which type of health plan is best for you.
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There are many different type of California group health insurance plans and network configurations. There are Health Maintenance Organization (HMO) type networks, Preferred Provider Organization (PPO) type networks, and Point Of Service (POS) type networks. As far as plan design goes there are many options including Copay plans (with copays for Doctor’s visits and prescriptions and sometimes for things like emergency room visits and ambulatory services – all depending on the plan specific) plain deductible plans, and Health Savings Accounts (HSA’s).
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