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Auto Insurance Coverage
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WASHINGTON, July 24 /PRNewswire-USNewswire/ -- A study released today by the Federal Trade Commission confirms that African American and Hispanic drivers pay more for auto insurance because insurers use credit scores to determine premiums. The use of credit scores in insurance has long been a controversial practice because of its discriminatory impact on low income and minority families.
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Choosing the right amount of auto insurance coverage can be confusing. Do you understand how collision, comprehensive, bodily injury and property damage coverages all work together? Or even what they are? If you don’t, here’s a quick lesson:
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[Y]ou need to get the highest deductible (sometimes called an ‘excess’: the amount of money you elect to pay toward an auto insurance claim before your insurer will pay) you can afford. Increasing the amount you are prepared to pay yourself in the event of a claim can save you a considerable sum over a year on your premiums. This can easily work out to 30-50% savings.
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All these states listened to www.Esurancr.com the big, national auto insurance www.Esurancer.com giants and implemented an assigned www.Esurancre.com risk plan. And their premiums www.Esurancs.com skyrocketed! Take action before it www.Esurances.com is too late!
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AAA Michigan offers automotive, travel, insurance and financial services to more than 1.6 million members in Michigan. It is part of The Auto Club Group (ACG), the largest affiliation of AAA clubs in the Midwest, with approximately 4.1 million members in eight states. ACG belongs to the national AAA federation, a not-for-profit organization with more than 49 million members in the United States and Canada.
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