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Auto Insurance Coverage: People
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The purpose of this information page is not to navigate the morass of options, riders, or auto insurance companies. If you don't know whether you want "good hands" or a talking lizard, you should dig deeper on the websites these companies spend lots of money on to entice your patronage. Or you could investigate getting yourself a reputable insurance agent to act on your behalf. Insurance agents are people who think insurance is fun, and therefore can be trusted to accurately answer insurance questions. One resource for locating a reputable agent is the Independent Insurance Agents & Brokers of America website: http://www.iiaa.org.
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"Ocean Harbor understands that basic, mandatory auto insurance coverage that protects both people and property is crucial for Florida motorists," said Wayne NeSmith, President of the Florida Hospital Association, a leader of the Coalition. "Floridians should know that there are auto insurers, like Ocean Harbor, who believe that state legislators must address no-fault in the special session, and not simply allow it to expire."
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By comparing auto insurance rates from various companies, one will be more likely to find a company offering coverage for a low premium rate. There isn’t such thing as the cheapest company for everyone; each company has its own rate guides and offers different people, different rates. The key is to find out who’s offering you particularly low rates.
In addition to auto insurance, most people need other policies such as homeowners, renters, personal umbrella or boat insurance. Ask your agent about a multi-line discount, which is when you have multiple differing policies with a single insurance company (for example, your home and auto policy). Insuring multiple products with a company can save money.
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