LYCOS RETRIEVER 
Auto Insurance: Coverages
built 613 days ago
Auto insurance provides financial protection in case you are involved in an auto accident. If an accident occurs, an auto insurance policy provides financial coverage to pay any resulting vehicle damages, property damages, and/or medical costs. The amount of money the policy provides versus the amount of money you pay out of pocket will depend on the type of coverage purchased, the financial limits of each coverage, and your deductible.
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Unfortunately, saving on auto insurance does mean that you will have to make a few sacrifices. Cars that have more expensive parts, or are sportier are equipped with higher insurance rates. Buying a less expensive car will cut down on your insurance and liability coverage costs.
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If you own a home or car, you protect it with homeowners or automobile insurance. However, there are instances where basic home or automobile insurance is either not enough or it excludes coverage.
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