LYCOS RETRIEVER 
Accident Insurance: Policies
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To be eligible for the free IowaSmiles dental accident insurance, children cannot have dental insurance through other means. The IowaSmiles dental accident insurance policies are available to the first eligible 1,500 students who apply. Parents who would like to enroll their children in the program should contact their school nurse, or call Jean Phillips at 242-7831.
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It is imperative that you check any accident insurance policy before making a commitment to ensure that it provides the levels of cover that you require. Policies can differ from one insurer to another, and it is advisable to compare both premiums and features before making a decision. The claims procedure can ... vary from one insurer to another. In general, the insurer will need to be sent details pertaining to your accident in the form of a doctor's report or hospital report, and possibly a police report if applicable. You should ensure that you are familiar with the claims procedure, which can differ from one insurer to another.
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If you are a bicyclist without comprehensive health insurance, you may wish to consider getting accident insurance. An accident insurance policy covers your health care costs in case of any type of accident, whether bicycle related or not. It is much less expensive than comprehensive health insurance; a typical policy may cost only a few hundred dollars per year.
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Ourpersonal accident insurance policy covers all ranks anywhere in the world and is available even if under orders to deploy. War Risks and Terrorism are included (see key features below) and no additional charges are made for hazardous occupations (EOD, Special Forces).
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With GAC's accident insurance plan you will have protection 24 hours a day, seven days a week. This medical insurance policy is automatically available for people ages 0 to 69 years with no lab tests ordoctor's exams required to apply.
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