Cincinnati Financial is a holding company. Through its subsidiaries, Co. markets commercial, personal and life insurance through independent insurance agencies to businesses and individuals. Co. owns 100.0% of three subsidiaries: The Cincinnati Insurance Company, CFC Investment Company and CinFin Capital Management Company. The Cincinnati Insurance Company owns 100.0% of Co.'s three smaller insurance subsidiaries: The Cincinnati Casualty Company, The Cincinnati Indemnity Company and The Cincinnati Life Insurance Company.